Pensions After Death UK

Pensions are treated differently depending on the type of scheme.

State pension

State pension stops on death. Surviving spouses may be able to inherit some additional state pension.

Workplace pensions

Often include death benefits. Check with the pension administrator for lump sum payments or survivor pensions.

Private pensions

Defined contribution pensions can usually be passed to beneficiaries, often tax-free if the deceased was under 75.

Let SafeKept guide you through the process

Track your progress, notify institutions, and store documents securely.